Need an appraisal in Jacksonville or Saint Johns County?

See the top 7 reasons FL homeowners call on Vockell & Associates:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
To challenge a FL property tax assessment
Remove PMI to cut their mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
In the case of a FL divorce, where real estate property needs to be divided
Determine the true market value of real estate in question to settle an estate in Saint Johns county or FL

Need help determining the price of your house in or near Jacksonville, FL?
Contact Vockell & Associates.

At Vockell & Associates, we understand the unique needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and accountants. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Vockell & Associates, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value estimation than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We're qualified in helping clients just like you dismiss undesirable PMI insurance.

Challenging property tax assessments

If you live in an area that is going down or is not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an appraisal from Vockell & Associates is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. A professional appraisal from Vockell & Associates can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for preciseness? An appraiser from Vockell & Associates can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Vockell & Associates can help you with that. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house.